The inverter prep loop is an uninterrupted run of Romex from the power center breaker that feeds selected outlets. When you install an inverter, you cut the Romex loop and one end goes to the inverter AC In and the other goes to the inverter AC Out. On some inverter models, the inverter must be on in order for shore power to pass through to the outlets, on other inverter models, the inverter can be off and shore power will still pass through.
There is nothing in my camper other than the beer fridge in my outside kitchen that “needs” to have shore power in most situations (warm beer is better than no beer in a pinch), so my inverter is usually off until I head out on the road or I am dry camping.