I had the same problem. I noticed that the 30/20 amp was exceptionally hot when it tripped, so I bought 2 separate breakers(a 20 and a 30). I put the 30 amp breaker in the original spot and the 20 amp in the spare slot below the other breakers. That was about a year ago, and I haven't had the 20 amp trip anymore. The 30 amp will trip when someone tries to run the AC, water heater, and the microwave at the same time

but thats a given. I recently added an Autoformer, and a surge protector is next on my list.(I think these items are worth having)