Thank you all for your help & advice. The fuses were in the basement, behind the water hookup/station. So panel had to be removed.
New converter installed ($80) + 2 new 40amp fuses installed (my husband wasn't sure where to look for them so we paid our RV repair man $170) = all total it cost us about $1000 for the power outage over the winter, but I'm happy to report everything is up and running as expected.
Lesson learned - from here on out we will remove the battery in the fall and bring it home so it stays warm. That way there should be no more issues with fuses and converters (I hope).
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