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I think most members shy away from extended warranties for a variety of reasons. Some would rather take the $$$ that they would pay for the warranty, set it aside and use it as a "rainy day" fund if and when repairs are needed. If you don't spend it all, then you have saved yourself some money.
Many of the items - especially appliances - found in an RV already have a 2 or 3 year manufacturer's warranty.
Extended warranties are loaded with exclusions and often do not cover things that you might expect to be covered. Like any extended warranty, you have to carefully read the fine print.
If, however, peace of mind is important to you, then an extended warranty might be an option worth exploring.
Sorry, but I can't comment on the specifics of each of those that you mentioned and really don't know if one is any better than the other.
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2008 Cougar 5th Wheel 27RKS
2005 2500 GMC Duramax 
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