We buy a new Ford every 10 years now. It used to be every 2 years or sooner. Anyway, Fords all come with roadside assistance for the first 5 years. We've never used that feature, other than one time (before the keypads were put on the doors) to unlock the truck when I locked my keys inside and DW had forgotten her keys about 1500 miles from home. Anyway, there were no "Ford authorized agents" in that area, so Ford suggested I call a local company and pay for the service then send them the bill. I did, sent the bill and it was never paid by Ford. They kept finding reasons (excuses) why the claim didn't meet their submission requirements. That went on for about 3 months and the deadline for filing a claim expired. In other words, Ford kept finding reasons not to reimburse me for what they told me to do.
I've never owned a CW towing plan or any of their other "emergency insurance plans"... Back years ago, when CW (Foremost insurance) was the best RV insurance at the cheapest price, their insurance policies included towing. Only once in the past 50 years did I have a flat and decide to use their "emergency service". We had a flat in Arizona, could see a campground from the highway, towed the half mile, set up the trailer for a week and called Foremost (CW) to ask them to send someone to change the tire. It toook 3 days before someone showed up. They didn't have a jack capable of jacking a 20' Jayco, so they left. I called Foremost again, they said that was the only agent they had in the area... So much for "emergency assistance"...
I changed the tire and went to buy a new spare. Back then, trailer tires were truck tires, and my knowledge was limited to "if it's flat, air it up or change it". Anyway, I thought, that's the second strike for "emergency towing and assistance" and both failed. I won't pay for something that doesn't work for me. At $100 a year, right now, had I never bought a towing policy, I'd have about $5200 in my towing fund. As it stands, I've got about $1500 since I haven't bought a towing plan in the past 15 years.
In more than 50 years of towing RV's, I've never had the need to call someone to tow it anywhere. The two times I did need help, in both situations, they didn't/couldn't respond.... So much for paying them to do something they can't/won't do.....
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John
2015 F250 6.7l 4x4
2014 Cougar X Lite 27RKS
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