I have a Bullet 248 RKS the clearance is over 5" above the rear wheels and 6" above the front when loaded but w/o any water in the fresh water tank. Your Bullet is only a year old so the springs should be in new condition. I would contact the dealer to ensure the tires are the correct size. Water weighs 8.33# a gallon so half a tank of water would only be about 200#.
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