If your RV is the one listed in your profile (2021 Fuzsion) then part or possibly all of the damaged axle/suspension is or should be covered by the trailer warranty. If it's got Dexter axles/suspension it's 6 years, if it's Lippert axles (still used on some Keystone trailers) I believe it's 5 years. Plus, depending on the tire brand, some of them are covered for a period of time, Tredit "says they cover their tires for 5 years" but in practice, one member couldn't even get them to respond to his calls, so take it for what that's worth.
That won't help with the sideswipe damage, but may lessen the pain of price increases on the policy.
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John
2015 F250 6.7l 4x4
2014 Cougar X Lite 27RKS
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