Thread: TT Insurance
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Old 06-18-2015, 03:09 PM   #7
sourdough
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Join Date: Feb 2014
Location: W. Texas
Posts: 17,692
As has been mentioned look very closely at the coverages offered on RV specific insurance vs an "add on" policy. I found big discrepancies.

For the OP; I would shy away from Farmer's if it were me. Read up on the fines they are facing in TX. My son in Dallas, who has endured severe storms in his home for the last 2 years, finally had the roof start leaking after a heavy hailstorm. He filed with Farmer's and they refuse to replace or repair the roof. Sent 2 adjusters; neither got on the roof, just looked at it from the ground and said they didn't cover it. The roof is 6 years old and was inspected by a qualified home inspector 2 years ago. The roofing contractor my son contacted looked at it (got up there) and told him the hail beat it to death - there was no way Farmer's could deny that......but they did....twice (of course they've yet to get up there and "look" at it). Just a word of caution.
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