[JRTJH]

It's not "strange" at all. Read the policy you've been offered. You will probably find a number of "gaps" in coverage. Remember that an RV is not the same as a truck or car and coverage is quite different also. There are no household items, TV's, beds, furniture, clothing, pots and pans, or similar items included in the coverage from most "car insurance" companies. Additionally, if you have your home and auto coverage with that agent, you may be getting some significant discounts on the premium price. You'd get similar discounts with most insurance companies for "multiple policy coverage".

As long as you're getting "similar coverage" for a significantly reduced price, it's probably a good deal, but you are likely to find that when you "really compare" all you're getting is a "skeleton policy" that doesn't include the coverage from Good Sam or Progressive.