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I just went through all of this. I bought a Cougar half ton dry weight 6500 capacity about 2000. According to the charts I was near the top but OK. Ram said I was OK, the TT dealer OK. but then I looked at the sticker on the door of my truck, it said 1000 max payload--The Ram site chart said 1500. The engines will tow it but the do you have the payload. I researched and there is no way to increase payload. So I would as has been recommended, get a one ton and even then check the max payload on the truck sticker then do the math. PS upgraded the 1500 to a 2500 payload 2700 and tow 12000, so now my wife can ride with me and get off her MOPED--lol
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