Route66 RV Services

[German Shepherd Guy]

I am wondering about signing up with this assistance program. (Route66 RV Services) Anyone out there have any knowledge/experiences with them? :ermm:

I find all of the services have very vague outlines of exactly what is covered and how much it will cost until you push the "sign up" button.

I have never used a travel program and not sure they are worth it. I would find any input helpful. I thought about AAA but I use a 3500 GMC Box truck as my TV and they consider that "commercial" and would not do it.

Thanks in advance (tx)
Oak

[Frank G]

Put the money in a special place and consider yourself self insured.

[JRTJH]

We've been with State Farm for well over 40 years. We pay $16 a year for "towing". At $16 x 40 we've paid $640 to State Farm for "towing".

We also have AAA at $136 a year. That's $5440 that we've paid. Granted, the price of AAA has increased through the years, I "think" it was around $60 when we first started. Anyway, the point is that we've never used the service of either plan and honestly, neither plan will provide for towing of our trailer, so if we do break down, either we pay to tow the fifth wheel or it sits on the side of the road and "we pay the state police to tow it" which is likely to be double or triple what we'd pay privately.

To date, we've paid around $6000 for something we haven't used, if we had that money, I could pay for quite a few "tow jobs" with no worry about funding and wouldn't have to "self pay" for the trailer....

So, as mentioned above, put the money in a sock and consider yourself "self insured". Chances are, unless you "drive junkers" you'll come out ahead in the end..... UMMV

[notanlines]

Also keep in mind that if you call AAA in Hokienook, North Dakota the odds of getting the local service station to come out and either tow you or change your tire for what AAA pays is slim and none. We broke down in Mankato, Minnesota a number of years ago and the tow was $200.00. We paid the driver and Geico paid us. In first lass manner on both I might add.

[sandy43]

I'm self insured for the RV. It's an add on to my truck/auto policy. Saved many bucks over the years. Dollars we would have paid in RV Ins is put in a separate acct.. RV Insurance, in my opinion, is a rip off. I do have homeowners, but that's a differently subject.

[77cruiser]

Is the Good Sam roadside assistance worth much?

[fourfourto]

I'm self insured for the RV. It's an add on to my truck/auto policy. Saved many bucks over the years. Dollars we would have paid in RV Ins is put in a separate acct.. RV Insurance, in my opinion, is a rip off. I do have homeowners, but that's a differently subject.

I paid $160 a year for 8 years =$1280
insurance paid out $9500 after deductable

totaled value of camper hit by tree maybe $1000

$9500 -$2280 = $7220
worth having the rv insurance :cool:

[Frank G]

Route 66 is a supplemental insurance program to cover repairs due to equipment failures. Not accidents. Some of the policies add on towing and other cost of living expenses when on the road. It is not your standard accidental coverage from someone like Progressive.

To reap the benefits from the "Route 66" program you must use there repair centers and or ask their permission to use other repair facilities.

These policies are normally sold by the "Closer" at the RV dealership and you have about 15 seconds to make up your mind on a $2500.00 add on. Remember, none of the Route 66 policy kicks in tell the manufacture and product warrantee's have expired.

The Route 66 policy does have a cancelation provision BUT all the refund goes back to the writing dealership and you have to collect from them. (this is first hand information)

My advice (for what it is worth) read the policy carefully before purchasing, not just the sales literature.

[JRTJH]

I paid $160 a year for 8 years =$1280
insurance paid out $9500 after deductable

totaled value of camper hit by tree maybe $1000

$9500 -$2280 = $7220
worth having the rv insurance :cool:

What insurance company will insure an RV for $160 a year??? Currently the cheapest I can find is over $300 a year for minimum coverage and a $1000 deductible.

[sandy43]

JRTJH, agree. If you have a high-end 5th, not because it's better, but much more expensive, your looking at 1 to 2K a year. I'd like to say more, but I'm being good. :)

[whcarr]

We have AAA premium, a bit over $200 annually, this provides 6 free tows and includes towing the camper. Over the years I've used the tow service 3 times and the bride has used it several more. Probably still cost more then then the cost of the does but it is convenient.

[jimborokz]

I had Good Sam roadside assistance and was wondering if I should renew it when I had two blowouts in one trip. At my age I'm not about to change a tire and in both instances I was back on the road in less than an hour at no additional cost. When I got home I renewed for four years (lower yearly price). I also carry full coverage on the unit with a $1000 deductible at around $400 per year. It's a new pricey 5er so I'm not taking chances. This thread seems to be bouncing back and forth between RV collision insurance and roadside assistance coverage. I think the original question pertained to RA coverage. I'm not one to total all my premiums and count is as a loss because I didn't have use it. It's that one time that something really bad happens...