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09-02-2018, 12:05 PM
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#1
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Member
Join Date: Aug 2018
Location: Marion
Posts: 33
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Insurance on Montana HC 384BR
I got my bill from Foremost, just paid it, it was $1404 for the year. I was kind of shocked.
When the agent asked for the price of the fifth wheel over the phone I told him the msrp, $72,000.
No questions about full time use since we still own our house and aren't full timing it yet.
Is this high or is this just what it costs?
__________________
2019 Montana High Country 384BR
2018 Ram 3500 Dually CCLB 4x4 with Cummins 6.7/Aisin Trans/3.73 rear end gear
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09-02-2018, 12:10 PM
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#2
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Senior Member
Join Date: Sep 2017
Location: Woodbridge New Jersey
Posts: 823
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Seems very hi. Perhaps they don't know that it's a 5er? And think it's a class A? You may want to question why so much . And maybe shop for new insurance?
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09-02-2018, 12:28 PM
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#3
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Senior Member
Join Date: Aug 2012
Location: Waco, Tx
Posts: 5,457
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Difference places but for full replacement cost I pay $254 every 6 months with Geico includes medical, contents and roadside..
__________________
2015 Ford F350 DRW 6.7 Diesel XL
2020 Avalanche 313 RS
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09-09-2018, 09:52 AM
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#4
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Member
Join Date: Aug 2018
Location: Wasilla
Posts: 36
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We are taking possession of a new Carbon 417 tomorrow, $73k value, full coverage for one year here in Alaska is $291.00, State Farm with multiple vehicles insured. There must be a misunderstanding in your case to be that pricey, regardless of location.
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09-09-2018, 10:22 AM
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#5
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Senior Member
Join Date: Oct 2016
Location: Macedonia
Posts: 217
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Absolutely way too high! I pay $303 per year for full coverage, including roadside assistance. My Cougar 32RLI is not as expensive as yours, but the $1404 per year that you're paying is what I paid for my class A motorhome.
__________________
DocP (Michael)
Former: Keystone Cougar 32RLI and 34TBS
Current: 2019 Georgetown GT5 31L5 motorhome
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09-10-2018, 07:54 AM
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#6
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Site Team
Join Date: Oct 2011
Location: Joppa, MD
Posts: 11,763
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Quote:
Originally Posted by KingFisher
I got my bill from Foremost, just paid it, it was $1404 for the year. I was kind of shocked.
When the agent asked for the price of the fifth wheel over the phone I told him the msrp, $72,000.
No questions about full time use since we still own our house and aren't full timing it yet.
Is this high or is this just what it costs?
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You didn't get a cost BEFORE getting the bill? Rule #1in life is find out how much it cost before signing up, otherwise you are giving them a blank check.
__________________
Marshall
2012 Laredo 303 TG
2010 F250 LT Super Cab, long bed, 4X4, 6.4 Turbo Diesel
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09-10-2018, 07:59 AM
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#7
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Senior Member
Join Date: Nov 2012
Location: Fruitland
Posts: 3,357
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My foremost TT policy is 328 a year, full coverage. Trailer is less than half of yours in value. You have a easy way to find out, call or email another co. in your state and get their quote. Each state has made their own rules about what insurance is and is not. That has an affect on everyone's cost. Also ask them why so damn high.
__________________
2013 24RKSWE (27ft TT) Cougar 1/2 ton series SOLD 10-2021
2013 Ford F350 4x4 CC 6.7 engine, 8 ft bed, 3.55 rear end, lariat package
Retired from Oregon State Police in 2011 than worked another 9.5 years as a small town traffic cop:
As of 05-2020, I am all done with 39 years total police work. No more uniforms for me.
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09-10-2018, 08:09 AM
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#8
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Senior Member
Join Date: Nov 2017
Location: Mico, TX
Posts: 7,477
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What is your deductible? That is really high.
__________________
wiredgeorge Mico TX
2006 F350 CC 4WD 6.0L
2002 Keystone Cougar 278
2006 GL1800 Roadsmith Trike
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09-10-2018, 08:54 AM
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#9
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Senior Member
Join Date: Jul 2018
Location: Escondido
Posts: 163
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Jumping on the excessive cost bandwagon. While our trailer is much less expensive than yours is we pay approx $500/yr living in our trailer full time (and Progressive knows we live in it, but we are stationary).
__________________
2017 Outback 330RL 15th Anniversary Edition (stationary full timer)
2006 GMC 2500HD Duramax CC 4x4 w/SunLite pop-up camper
Dust Junkies Racing, 3 time Baja 1000 Class Champions
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