Can you push the panel back into proper position easily and without any deformity occurring elsewhere???
If you can, I'd think it's just a couple of staples that pulled out of the roof crossmember. Easy to fix with either mirror tabs and screws or with brads/finishing nails to tack the panel back into position.
If you're still in warranty, the dealer can do that for you, although it will likely take 3 or 4 weeks to get approval/complete the job. Considering the time and effort spent to hitch, tow, unhitch, wait for the work to be done, return, hitch, tow it back home and unhitch, it's probably "hands down easier" to just fix it yourself.....
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John
2015 F250 6.7l 4x4
2014 Cougar X Lite 27RKS
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