Cell phone plans and 3G vs 4G ...
Right now most of the resellers are within about $5/mo of the big carriers in pricing. You can play with the selection gadget at whistleout.com for example to see the base prices. I assume by $75/mo you mean including taxes, which isn't how you'll see plans compared online. Thank the government for their stuff like the "Rural Broadband Fee" which anyone who lives rural just laughs heartily at.
I wouldn't go backward to 3G if I were you. I'd find a package either direct from the network carrier or one of the MVNOs that "deprioritizes" data after your limit as a first choice (usually found on an MVNO owned by the main carrier and rare on Verizon outside of their own plans but common on the traditionally-GSM carriers, AT&T and T-Mobile. Sprint I have no idea. Wouldn't touch them with a ten foot pole.
If you can't get "deprioritized" next best is "throttled". Still connected via 4G or LTE but can't run as fast.
Last option and least desirable would be to drop back to older tech like 3G.
Consumer Cellular is an AT&T MVNO by the way, and made their name big by pairing with AARP, for better or worse. They give discounts for AARP members and get relatively high customer satisfaction ratings.
But if AT&T isn't as good as Verizon where you're located, be aware they're an MVNO operating on the AT&T network.
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Pilot for fun, Computer geek for a living, and happy 5er owner who wants more time to go play in the camper!
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