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Old 08-04-2019, 10:36 AM   #21
Badbart56
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Quote:
Originally Posted by sonofcy View Post
Mine is 10 years of replacement cost, contents of $10,000 and lot's of liability plus some other stuff. For the first ten years they pay whatever it costs to purchase an identical unit, after 10 years it's the $105,000 I would have paid in this location ($5,000 more shipping) and not as good a deal. I actually paid $95,000 on a $150,000 unit but it doesn't matter, at 77 I will probably not be alive at 87 but certainly not travelling.
So you're paying more than three times as much for a little more than twice the coverage?
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Old 08-04-2019, 10:50 AM   #22
Jweems
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Insurance

Try Miller insurance. They have a broad variety of insurance vendors and write a pretty tailored approach to RV’s , full-timers and etc. I am insured through them with nationwide. I found them really easy to work with and reasonably priced.
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Old 08-04-2019, 10:53 AM   #23
sonofcy
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Originally Posted by Badbart56 View Post
So you're paying more than three times as much for a little more than twice the coverage?
Remember CDN vs USD so it's more like 50% more but I also have double the contents and I am full time. I do not own any other house. If you add your house and RV together then that is more equivalent.
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Old 08-04-2019, 11:06 AM   #24
Badbart56
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Didn't realize you were in Canada. Isn't it about 75 cents on the dollar, or has that changed?
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Old 08-04-2019, 11:35 AM   #25
sonofcy
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Exchange rates change second by second, but the nominal rate at the moment is it costs $1.35CDN for $1USD at the banks, but can be gotten cheaper if you deal through the exchange floor as I did when buying my RV, that rate is about $1.32. 3 cents might not seem like much but that's close to $2,000 on a big 5th wheel. Basically paid for the washer and dryer.
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Old 08-04-2019, 12:39 PM   #26
pakuma
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We just added or 5er to our insurance with the Auto Club, we had a big claim and they were very quick and efficient.
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Old 08-04-2019, 02:40 PM   #27
corsavair1965
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Quote:
Originally Posted by jefisch View Post
Hello. I am seeking insurance recommendations for my travel trailer.

My apologies for repeating a very basic inquiry, but my global searches on this site for INSURANCE offered nothing.

I am shopping for coverage on a 2018 Passport 2510RB. It should not be this difficult to find advice from the community. What am I missing?

Can anyone point me to the forum that deals with travel trailer insurance.

Thanks,

Jim
I cover my Vehicles and TT with GEICO and they beat all other insurance quotes especially Good Sams (5 TIMES HIGHER)
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Old 08-04-2019, 04:18 PM   #28
Preyou
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I have Southern Auto Owners. Hurricane Michael totaled my 2019 cougar. It was 4 days old and had never been towed. They covered 100% no questions. I also have my truck and car with them. Prices are reasonable. Your zip code has something to do with the pricing. Service has been very good.
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Old 08-04-2019, 05:14 PM   #29
thefulminator
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For those of you using or considering Good Sam, be careful with your payments. I had them for years but changed to PEMCO where I have my homeowner's and auto insurance.

I was using the bill pay system through my credit union. I set up to have a paper check sent to Good Sam since they weren't on the e-payments list at the credit union then. I picked the day before the bill was due for the check to show up and paid the bill. Apparently my credit union didn't allow enough time for the check to go through the mail and it showed up two days late.

Without even contacting me, Good Sam cancelled my policy. I found out I no longer had insurance when I got an e-mail from them the day after the payment was due. They gave no leeway at all. Only after I got in touch with them, did the reinstate my account.
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Old 08-06-2019, 08:47 AM   #30
Phil Saran
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From 2007 to 2014 we had Farmers and our TT's were covered under Foremost.
From 2015 to 2018 we had a Class A and AAA was our insurance company for the
cars/house/MH.
We now have American Family and house/car/truck/5th wheel are all covered.

If OP only wants to TT coverage I would recommend calling Foremost.
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