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02-11-2017, 02:02 PM
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#1
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Member
Join Date: Feb 2012
Location: MI
Posts: 97
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info on Insurance
Has and one's rate increased on your rv...mine has. I called to ask why and right from the getgo they ask who was the primary driver and I told them it was me. Well after I told them that it went up another $30.00 and the reason is because I was older then the wife which she was the principal driver from the start. I have National General though Goodsam's
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02-11-2017, 02:10 PM
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#2
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Senior Member
Join Date: Feb 2014
Location: radium hot springs bc
Posts: 2,007
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Yes that insurance game is getting out of control.
Here in BC we have government run insurance ICBC.
They have sky high rates but if a person wants to make a claim they will go to the ends of the earth to find a way to deny your claim. Hope I never have to go through the ordeal of making a claim.
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2018 Ram 3500 6.4 Harvest Edition
2018 Cougar 27RESWE
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02-11-2017, 03:02 PM
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#3
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Site Team | Emeritus
Join Date: Jan 2014
Location: Western PA
Posts: 2,732
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Quote:
Originally Posted by hitchikerman
Has and one's rate increased on your rv...mine has. I called to ask why and right from the getgo they ask who was the primary driver and I told them it was me. Well after I told them that it went up another $30.00 and the reason is because I was older then the wife which she was the principal driver from the start. I have National General though Goodsam's
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Interesting I have been thinking of checking into the insurance offers I keep getting from Goodsam, Thanks, I will have to change my address from the old folks home to a nearby college dorm
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Veteran
PSU (GO LIONS)
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02-11-2017, 04:31 PM
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#4
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Site Team
Join Date: Feb 2014
Location: W. Texas
Posts: 17,601
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Ours has not except for a general statewide increase in TX. I chose Geico instead of Goodsam due to rates and the feeling I had that it was just a sideline for them. Geico was much cheaper, and unlike you, when I told them I wore octofocal glasses, couldn't drive over 15mph because everything was blurred, couldn't mash the accelerator because I didn't have a knee, didn't generally have any luck trying to fit those new fangled keys into the "slot" and only drove 75 miles a year......they dropped my rate again!! She said the only reason I would have a wreck was if someone ran over me.....and they (Geico) wouldn't be liable!! Ain't life grand? (Everything past "Geico was much cheaper" is just BS - couldn't help myself
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02-12-2017, 09:14 AM
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#5
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Senior Member
Join Date: Aug 2014
Location: Lincoln, NE
Posts: 422
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We bundle our RV insurance with that of the house and other vehicles (way too many BTW). Regardless of company, we have found that after about 3 years rates will climb rapidly for no reason. That forces us to go thru the comparison shopping routine, find better rates, and we'll be good for another 3 years or so. Talking with a couple insurance agents confirmed our experiences and it seems they expect that.
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02-12-2017, 09:31 AM
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#6
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Site Team
Join Date: Feb 2014
Location: W. Texas
Posts: 17,601
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Quote:
Originally Posted by cardinal96ss
We bundle our RV insurance with that of the house and other vehicles (way too many BTW). Regardless of company, we have found that after about 3 years rates will climb rapidly for no reason. That forces us to go thru the comparison shopping routine, find better rates, and we'll be good for another 3 years or so. Talking with a couple insurance agents confirmed our experiences and it seems they expect that.
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Unfortunately, I think the above is true. I've been told the same thing by one of the insurance companies when comparing rates. In my case the rep said "a couple of years".
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02-12-2017, 04:40 PM
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#7
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Senior Member
Join Date: Apr 2009
Location: Oregon Coast
Posts: 259
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We had National General also.......had it for 3 years...no claims and nothing had changed. Went up over 30%. Swapped to Progressive and saved way over 50% vs. National. We full-time.
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02-14-2017, 04:30 PM
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#8
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Member
Join Date: Jan 2017
Location: Keene
Posts: 49
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We fulltime are are will National General through Good Sam. Good so far. Rates went down this year due to change from DRV to Montana. Looked at several others but thought they might not really be understanding we are full time in the RV.
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02-14-2017, 04:44 PM
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#9
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Senior Member
Join Date: Oct 2014
Location: Germantown, TN
Posts: 6,308
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Our Geico insurance stayed the same this year; RV, truck, Corvette and motorcycle. BUT, our State Farm, after 41 years, escalated to $2800 per year on the house. We found another broker and paid $1700 per year and less deductible. Hey, State Farm: Ptttttttt
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2019 F450 6.7 Powerstroke
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2021 40' Jayco Eagle
2001 Road king w/matching Harley sidecar
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02-14-2017, 04:54 PM
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#10
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Site Team
Join Date: Feb 2014
Location: W. Texas
Posts: 17,601
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Quote:
Originally Posted by notanlines
Our Geico insurance stayed the same this year; RV, truck, Corvette and motorcycle. BUT, our State Farm, after 41 years, escalated to $2800 per year on the house. We found another broker and paid $1700 per year and less deductible. Hey, State Farm: Ptttttttt
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I used to use State Farm for EVERYTHING, houses, boats, cars, trucks, playtoys because I was a good friend of the agent. Initially they were competitive 30+ years ago. I kept getting notices in the mail telling me they were adding this clause, that clause etc. (dozens of them) until I felt like I didn't have much coverage. THEN they hit us with a 30% increase and I went ballistic. All my agent could tell me was that State Farm had decided they needed to raise rates in the state. What? 30 years? One roof claim for hail and one claim to have a headlight replaced on my truck due to an non insured backing into it. Moved to Geico and saved 50%. Put the boats on Progressive. Left my vacation home in NM on State Farm because in that state they still had the best rate. Generically speaking (taking into account the above statements) I do not view them as a company I want to deal with.
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02-14-2017, 05:14 PM
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#11
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Senior Member
Join Date: Feb 2014
Location: radium hot springs bc
Posts: 2,007
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Quote:
Originally Posted by notanlines
Our Geico insurance stayed the same this year; RV, truck, Corvette and motorcycle. BUT, our State Farm, after 41 years, escalated to $2800 per year on the house. We found another broker and paid $1700 per year and less deductible. Hey, State Farm: Ptttttttt
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WOW! I guess the government run ICBC looks like a deal for us up here in Canada. I hope they are not on this forum. LOL.
__________________
2018 Ram 3500 6.4 Harvest Edition
2018 Cougar 27RESWE
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02-14-2017, 05:48 PM
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#12
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Site Team
Join Date: Feb 2014
Location: W. Texas
Posts: 17,601
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Quote:
Originally Posted by 66joej
WOW! I guess the government run ICBC looks like a deal for us up here in Canada. I hope they are not on this forum. LOL.
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A "government run" anything is not a deal for anyone. OK - no more political "stuff"
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